Two-wheelers have always been a preferred mode of transport in India due to their convenience and affordability. Whether you are commuting to work or going on weekend rides, a two-wheeler is often the go-to option. However, owning a bike comes with its own set of risks. Accidents or theft can happen at any time and can cause not only financial loss but also emotional trauma. This is where ICICI Bike Insurance comes in, providing you with a comprehensive protection plan for your two-wheeler.
Why Should You opt for ICICI Bike Insurance?
As the tagline states, ICICI Bike Insurance can help you ride with confidence. This bike insurance policy empowers you to ride your bike without any worries as it offers comprehensive coverage against a range of potential risks.
The ICICI Bike Insurance policy covers you against third-party liability, accidental damage, loss or theft of your two-wheeler, and offers personal accident cover for both the owner and the pillion rider. Moreover, the policy offers a cashless claims settlement process, ensuring that you are not burdened with financial expenses during the repair process.
Apart from offering standard coverage, ICICI Bike Insurance has several unique features that provide an edge over other insurance providers. One such feature is the �Zero Depreciation Cover�, which ensures that you are not liable for any depreciation costs during the claim settlement process. In case of accidental damage, the insurance provider will bear the entire cost of the repairs, thereby ensuring that you do not have to pay anything out of your pocket.
Another feature is the �Roadside Assistance Cove� that guarantees 24×7 assistance in case of breakdowns or accidents. The service includes towing facility, fuel delivery, and minor on-site repairs. This ensures that you are never stranded in the middle of the road in case of an emergency.
The ICICI Bike Insurance policy also offers flexibility in terms of selecting add-ons. You can opt for additional coverage such as pillion rider cover, engine protection cover, and consumable expenses cover as per your needs. This ensures that you have a customized protection plan that takes care of all your two-wheeler insurance requirements.
How to Avail ICICI Bike Insurance?
The process of buying ICICI Bike Insurance is simple and hassle-free. You can visit the official website of ICICI Lombard and select the two-wheeler insurance option. Enter your bike details, personal details and select the coverage required. You can also add additional coverage options as per your requirement. Once all details are filled in, you can select the payment option and complete the purchase. The policy documents will be emailed to you instantly.
ICICI Lombard also provides an app for your convenience, which allows you to purchase and manage your insurance policy at the click of a button. The app offers features such as policy renewal reminders, claim status tracking, and policy downloads. This ensures that you can manage your bike insurance seamlessly, even on-the-go.
ICICI Lombard has a strong network of over 4,500 garages across India where customers can avail cashless repairs for their bikes. The process for making a claim is also simple and straightforward. You can file a claim on the ICICI Lombard website or app, and the customer service team will guide you through the process. The claim settlement process is quick, and the funds are disbursed within three working days.
Conclusion
To sum up, riding a bike can be a memorable experience, but it comes with its own set of risks. Accidents, loss or theft of the vehicle can occur at any time, and it is essential to have comprehensive insurance coverage to protect yourself against these risks. ICICI Bike Insurance offers an array of features and benefits that provide a complete protection plan for your two-wheeler. With cashless claims settlement and over 4,500 garages across the country, ICICI Lombard ensures that you can ride with confidence and without any worries. So, whether you own a brand-new bike or an old one, don�t miss the opportunity to secure your two-wheeler with ICICI Bike Insurance.